Have you ever stopped to look at just how much you are spending month-to-month, and had an epiphany? Mine was soon after I began my Nutritional Cleansing and I wanted to see how my grocery bill stacked up after I began purchasing the products. I was always under the impression that these sorts of programs were expensive and that I would be making an investment in my health, but I discovered that I was actually cutting my grocery bill in HALF because I was no longer indulging in packaged foods.
What an eye-opener that was! It led me on a little project with my overall monthly finances - I created an Excel spreadsheet & tracked all of our expences for three months. Not only had we spent up to $800 in food and dining out one month, but I also found that our entertainment expenses were staggering.
I felt like such a glutton! But I could clearly see where and how I needed to clean up my act.
I recently worked with a client who was struggling with their family expenses, and I quickly supplied them with my new tracking system. They were amazed how much money they had been throwing away by not having a budget in place, and began to set limits on the allowances they were supplying to their children.
Organizing your finances can be a simple task if you follow these three tips:
Learn to Track
Create a spreadsheet or find an easy accounting software program like Quicken or Money to help you track for a few months.
Implement a Budget
Identify the categories that are holding you back & limit yourself or your family members to a more reasonable allowance.
Set Obtainable Goals
Once you implement some rules for your spending, set a few goals to shoot for in the future, including savings. You should be able to make adjustments along the way and develop some new habits. You will be amazed at how much control you really have over your finances and feel the freedom!
If you would like more tips on Organizing your budget, check out my new eBook "ReneW Your Budget" at my website http://www.renewyourspaces.com/.
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What an eye-opener that was! It led me on a little project with my overall monthly finances - I created an Excel spreadsheet & tracked all of our expences for three months. Not only had we spent up to $800 in food and dining out one month, but I also found that our entertainment expenses were staggering.
I felt like such a glutton! But I could clearly see where and how I needed to clean up my act.
I recently worked with a client who was struggling with their family expenses, and I quickly supplied them with my new tracking system. They were amazed how much money they had been throwing away by not having a budget in place, and began to set limits on the allowances they were supplying to their children.
Organizing your finances can be a simple task if you follow these three tips:
Learn to Track
Create a spreadsheet or find an easy accounting software program like Quicken or Money to help you track for a few months.
Implement a Budget
Identify the categories that are holding you back & limit yourself or your family members to a more reasonable allowance.
Set Obtainable Goals
Once you implement some rules for your spending, set a few goals to shoot for in the future, including savings. You should be able to make adjustments along the way and develop some new habits. You will be amazed at how much control you really have over your finances and feel the freedom!
If you would like more tips on Organizing your budget, check out my new eBook "ReneW Your Budget" at my website http://www.renewyourspaces.com/.





































